Financial Matters

Council Tax, utility bills, groceries and rent; these are just some of the financial commitments that many Veterans face for the first time when they leave the Services.  Because bills have previously been deducted from pay at source, it can be a challenge to budget for them, yet failing to do so can bring long-lasting negative consequences.

In this section we provide direction to credit unions, which can offer a wide range of affordable financial services, and to debt advice and support organisations that can give advice to avoid and, if necessary, recover from debt.

Some useful websites include:

National Debt Line

The law about debt is different depending on whether you live in England and Wales or Scotland. If you live in Scotland, make sure you are in our Scottish site so you get the right advice.

Scotlands Financial Health Service  

Welcome to Scotland’s Financial Health Service website (SFHS). This Scottish Government website is the place to come if you have financial concerns or are just seeking useful, free and impartial advice which you can trust.

Government Guide to Benefits, Tax Credits and Other Support 

A number of veterans are unaware of the various benefits and other support that they may be eligable for and as such the link below will offer advice and guidance.

Benefits Calculator 

You may be missing out on financial help that you are entitled to through welfare benefits. The entitledto calculator can help you check what you might be able to claim.

To refine your searches by local authorities choose from the form below and click search.


1st Shipbuilders Credit Union


Tel: 0141 954 1615 Email: generalinfo@shipbuilderscu.org

B.A.E Systems , South Street, Scotstoun, Glasgow G14 0XN

www.shipbuilderscu.com

1st Class Credit Union


Tel: 0141 552 8408 Email: reception@1stclasscu.co.uk

105 Bell Street , Glasgow G4 0TQ

www.1stclasscu.co.uk

1st Scottish University Credit Union


Tel: 0131 451 8217 Email: universitycu@abcul.org

Department Of Computing And Electrical Engineering, Ricarton , Heriot Watt University, Edinburgh EH14 4AS

www.universitycu.org.uk

Aberdeen City Council Debt Counselling


Tel: 01224 523738 Fax: 01224 522297 Email: moneyadvice@aberdeencity.gov.uk

The Podium , Ground Floor St Nicholas House, Broad Street, Aberdeen AB10 1BY

http://www.aberdeencity.gov.uk/TradingStandards/trs/trs_DebtCouns.asp

Abronhill Credit Union


Tel: 01236 727757

Abronhill Community Education Centre , 2 Larch Road, Abronhill, Glasgow G67 3AZ

Advice Shop


Tel: 0131 2002360 Fax: 0131 225 6171 Email: advice.shop@edinburgh.gov.uk

85-87 South Bridge , Edinburgh, Midlothian EH1 1HN

Alness Credit Union


Tel: 0134 9852148 Email: alness@alness.com

The Heritage Centre , 102 High Street, Alness IV17 0QB

www.tuugo.co.uk/Link/alness-credit-union

Angus Council Welfare Rights Service


Tel: 08452 777 778 Email: meechanGP@angus.gov.uk

Welfare Rights Service, Carseview Office , Carseview Road, Forfar, Angus DD8 3BT

http://www.angus.gov.uk/services/view_service_detail.cfm?serviceid=1141

Argyll and Bute Concil (Helensburgh)

Desmond Middleton
Tel: 01546 604326 Email: desmond.middleton@argyll-bute.gov.uk

Blairvadach By Shandon , Helensburgh G84 8BP

Argyll and Bute Council's Money Advice Team (Lochgilphead)


Tel: 01546 604176 or 01546 604326

Kilmory , Lochgilphead PA31 8RT

Baillieston Credit Union


Tel: 0141771 1771

94 Main St , Baillieston G69 6SL

BCD Credit Union


Tel: 0141 550 4171

9 Bridgeton Cross , Glasgow G40 1BN

www.bcdcreditunion.co.uk

Bellshill Money Advice Centre


Tel: 01698 274690 Email: via contact form at http://www.northlanarkshire.gov.uk/index.aspx?articleid=7705

Advice Centre , 10 Motherwell Road, Bellshill, North Lanarkshire ML4 1RE

http://www.northlanarkshire.gov.uk/index.aspx?articleid=7705

Benarty and Lochgelly Credit Union


Tel: 0159 286 8800 Email: benartyc.u@btconnect

11 Benarty Square , Fife KY5 8NR

www.fifecreditunions.co.uk

Blantyre Credit Union


Tel: 01698 711112 Email: staff@blantyrecreditunion.org.uk

252 Glasgow Road , Blantyre G72 0YH

www.blantyrecreditunion.org.uk

Bridegton, Calton and Dalmarnock


Tel: 0141 550 4171 Email: lynn@bcdcreditunion.co.uk

9 Bridgeton Cross , Bridegton, Glasgow G40 1BN

www.bcdcreditunion.co.uk

Bute Credit Union


Tel: 01700 502 000 Email: secretarybcul@hotmail.co.uk

5 King Street , Rothesay, Isle of Bute PA20 9DP

Cambuslang Credit Union Ltd.


Tel: 0141 614 0888 Email: info@cambcu.co.uk

260 Main Street , Cambuslang G72 7EG

www.cambuslangcu.org.uk

Capital Credit Union


Tel: 0845 6349901 Email: enquiries@capitalcreditunion.com

62 Hamilton Place , Edinburgh EH3 5Z

www.capitalcreditunion.com

Cardenden and Kinglassie Credit Union Limited


Tel: 01592 722937 Email: belprance@googlemail.com

41-43 Main Street , Cardenden KY5 0BJ

Carmyle Credit Union Ltd.


Tel: 0141 6417730 Email: info@carmylecreditunion.co.uk

12 Quebec Wynd , Carmyle G32 8AH

www.carmylecreditunion.co.uk

Carntyne and Riddrie Credit Union Ltd


Tel: 0141 770 8200 Email: johnlyons1@btinternet.com

47 Gartcraig Road , PO Box 2274, Glasgow G33 2WX

Castlemilk Credit Union


Tel: 0141 631 2952 Email: info@castlemilkcu.co.uk

155 Castlemilk Drive , Castlemilk G45 9UG

www.castlemilkcu.co.uk

Central Borders Citizens Advice Bureau


Tel: 01896 753889 Email: bureau@centralborderscab.casonline.org.uk

111 High Street , Galashiels TD1 1RZ

Christians Against Poverty


Tel: 01274 760720 Fax: 01274 760745 Email: info@capuk.org

Jubilee Mill , North Street, Bradford, West Yorkshire BD1 4EW

http://www.capuk.org/home/index.php

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