Financial Matters

Council Tax, utility bills, groceries and rent; these are just some of the financial commitments that many Veterans face for the first time when they leave the Services.  Because bills have previously been deducted from pay at source, it can be a challenge to budget for them, yet failing to do so can bring long-lasting negative consequences.

In this section we provide direction to credit unions, which can offer a wide range of affordable financial services, and to debt advice and support organisations that can give advice to avoid and, if necessary, recover from debt.

Some useful websites include:

National Debt Line

The law about debt is different depending on whether you live in England and Wales or Scotland. If you live in Scotland, make sure you are in our Scottish site so you get the right advice.

Scotlands Financial Health Service  

Welcome to Scotland’s Financial Health Service website (SFHS). This Scottish Government website is the place to come if you have financial concerns or are just seeking useful, free and impartial advice which you can trust.

Government Guide to Benefits, Tax Credits and Other Support 

A number of veterans are unaware of the various benefits and other support that they may be eligable for and as such the link below will offer advice and guidance.

Benefits Calculator 

You may be missing out on financial help that you are entitled to through welfare benefits. The entitledto calculator can help you check what you might be able to claim.

To refine your searches by local authorities choose from the form below and click search.

Kings Own Scottish Borderers

- Regt Secretary
Tel: 01289 307426 Email:

Home Headquarters , The Barracks, Berwick-upon-Tweed TD15 1DG

Kirklands Credit Union

Tel: 01236 420600

53-55 Woodside Street , Kirkwood, Coatbridge ML5 5NP

Knightscliffe Temple Credit Union

Tel: 0141 959 1108 Email:

193 Knightswood Road , Knightswood, Glasgow G13 2EX

Land O'Burns Credit Union

Tel: 01292 294 308

Mainholme Road , Dalmilling, Ayr KA8 0QD

Levern Credit Union

Tel: 0141 881 1155 Email:

100 Priesthill Road , Glasgow G53 6QL

Linwood Credit Union (Renfrew)

Brediland Road , Linwood, Paisley PA3 3QX

Livingston Credit Union

Tel: 01506 436 666

4 Carmondean Centre , Livingston EH54 8PT

Lochaber Credit Union Ltd.

Tel: 01397 700746

Fort William PH33 6PH


Tel: 0141 945 3003

Queens Cross Housing , 45 Firhill Road, Glasgow G20 6UG

Maryhill Credit Union Ltd.

Tel: 0141 946 1999

840 Garscube Road , Glasgow G20 6EX

Mercat Cross Credit Union

Tel: 01786 450 928 Email:

16 Broad Street , Stirling FK8 1EF

ML9 Credit Union

Tel: 01698 884156 Email:

2 King Street , Larkhall, Hamilton ML9 1DP

Money Advice (Dumfries and Galloway)

Tel: 01387 260225 Email:

English Street , Carruthers House, Dumfries DD1 3LA

Money Advice Scotland

Tel: 0141 572 0237 Email:

Suite 306, Pentagon Centre , 36 Washington Street, Glasgow G3 8AZ

Money Advice Team (Aberdeen City)

Tel: 01224 523738 Email:

Broad Street Business Hub 3 , Marshall College , Aberdeen AB10 1AB

Money Matters (Ayrshire)

Bridgegate House Money Matters Team
Tel: 01294 317786

Social Services , Irvine, Ayrshire KA12 8BD

Money Matters (Moray)

Tel: 01343 548421 Email:

232 High Street Trading Standards , Consumber Advice Centre, Elgin IV30 1DJ

Money Matters Advice Centre (Blantyre)

Tel: 01698 527950 Email:

Blantyre Area Office , 45 John Street, Blantyre, South Lanarkshire G72 0JG

Money Matters Advice Centre (Hamilton)

Tel: 01698 453421 Email:

Brandon Gate , 1 Leechlee Road, Hamilton, South Lanarkshire ML3 OXB

Money Matters Advice Centre (Lanark)

Tel: 01555 673539 Email:

Council offices , Lanark Area Office, South Vennel, Lanark, South Lanarkshire ML11 7JT

Money Matters Advice Centre (Larkhall)

Tel: 01698 453020 Email:

Larkhall Area Office , 30 Union Street, Larkhall, South Lanarkshire ML9 1DR

Money Matters Advice Centre (Rutherglenn)

Tel: 0303 123 1008 Email:

Rutherglen Q&A , 169 Main Street, Rutherglen, South Lanarkshire G73 2HF

Money Matters Advice Service (Cambuslang)

Tel: 0141 584 2545 Email:

Cambuslang Gate , 27 Main Street , Cambuslang, South Lanarkshire G72 7EX

Money Matters Advice Service (Carluke)

Tel: 0303 123 1008 Email:

Council Offices , 9 Kirkton Street, Carluke, South Lanarkshire ML8 4AB

Money Matters Advice Service (East Kilbride)

Tel: 01355 806266 Email:

Civic Centre , East Kilbride Area office, Andrew Street, East Kilbride, South Lanarkshire G74 1AB

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