Council Tax, utility bills, groceries and rent; these are just some of the financial commitments that many Veterans face for the first time when they leave the Services. Because bills have previously been deducted from pay at source, it can be a challenge to budget for them, yet failing to do so can bring long-lasting negative consequences.
In this section we provide direction to credit unions, which can offer a wide range of affordable financial services, and to debt advice and support organisations that can give advice to avoid and, if necessary, recover from debt.
Some useful websites include:
The law about debt is different depending on whether you live in England and Wales or Scotland. If you live in Scotland, make sure you are in our Scottish site so you get the right advice.
Welcome to Scotland’s Financial Health Service website (SFHS). This Scottish Government website is the place to come if you have financial concerns or are just seeking useful, free and impartial advice which you can trust.
A number of veterans are unaware of the various benefits and other support that they may be eligable for and as such the link below will offer advice and guidance.
You may be missing out on financial help that you are entitled to through welfare benefits. The entitledto calculator can help you check what you might be able to claim.
To refine your searches by local authorities choose from the form below and click search.
Pollock Credit Union (Glasgow City)
Tel: 0141 880 7888 Email: firstname.lastname@example.org
763 Barrhead Road , Glasgow G53 6QR
Pollock Credit Union (Shawlands)
Tel: 0141 632 7847 Email: email@example.com
17 Kilmarnock Road , Shawlands G41 3YN
Renfrew Credit Union Ltd.
Tel: 0141 587 2722
52 High Street , Renfrew PA4 8QP
Renfrewshire Citizens Advice Bureau
Tel: 0141 8892121 Email: firstname.lastname@example.org
45 George Street , Paisley PA1 2JY
Renfrewshire Wide Credit Union
Tel: 0141 889 7442 Email: email@example.com
39 High Street , Paisley PA1 2AF
Royal Observer Corps Benevolent Fund (ROCBF)
Email: via website
Royal Observer Corps Benevolent Fund , 120 Perry Hall Road, Orpington, Kent BR6 0EF
The Royal Observer Corps Benevolent Fund exists to provide assistance and relief to those former members of the Royal Observer Corps and their dependents who are in need, hardship or distress.
Ruchazie, Garthamlock and Craigend Credit Union
Tel: 0141 774 4123 Email: firstname.lastname@example.org
427 Gartloch Road , Ruchazie, Glasgow G33 3TH
Ruchill Credit Union
Tel: 0141 946 2832
Ruchill Community Centre , 671 Bilsland Drive, Glasgow G20 9NF
Rutherglen Credit Union Ltd.
Tel: 0141 647 4756 Email: email@example.com
252 Main Street , Rutherglen G73 3AD
Scotcentral Credit Union
Tel: 01786 442 477 Email: firstname.lastname@example.org
New Viewforth , Pitt Terrace, Stirling FK8 2ET
Scottish Police Credit Union
Tel: 0141 7710012 Email: email@example.com
165 Baillieston Road , Glasgow G32 0TN
Scottish Postal Workers Credit Union
164 Bath Street , Glasgow G2 4TB
Scottish Welfare Fund
Tel: 01738 476900
In April 2013, Scottish Local Authorities (Councils) became responsible for administering the Scottish Welfare Fund.
Due to a series of ongoing welfare reforms to the benefits system, Social Fund Crisis Loans and Community Care Grants paid by the DWP have been abolished. In their place is a new discretionary scheme called the Scottish Welfare Fund which provides: • Crisis Grant and Community Care Grants.These are provided in cash or kind and do not need to be paid back. How to applyYou must apply to the Council where you live or intend to live (if you are leaving prison, hospital or residential care). If you live, or intend living in the Perth & Kinross Council area, you can apply by phoning or by completing an online application form:
Tel: 0845 634 7634 Email: firstname.lastname@example.org
13 Elmbank Street , Glasgow G2 4PB
SCVO Credit Union Ltd.
Tel: 0131 474 8003 Email: email@example.com
15 Mansfield Place , Edinburgh EH3 6BB
Shetland Islands Citizens Advice Bureau
Council Offices Outhreach
Tel: 01595 694696 Email: firstname.lastname@example.org
Charlotte House , Commercial Road, Lerwick ZE1 0LX
Shettleston Credit Union (Tollcross)
Tel: 0141 764 0276 Email: STCU1993@aol.com
1290-1294 Shettleston Road , Shettleston, Glasgow G32 7YR
Solway Credit Union
Tel: 01387 267200
24-26 Friars Vennel , Dumfries DG1 2PH
South Ayreshire Citizens Advice Bureau
Tel: 01292 616060
5 - 7 River Terrace Trading Standards Service , Ayr KA8 0BJ
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