Financial Matters

Council Tax, utility bills, groceries and rent; these are just some of the financial commitments that many Veterans face for the first time when they leave the Services.  Because bills have previously been deducted from pay at source, it can be a challenge to budget for them, yet failing to do so can bring long-lasting negative consequences.

In this section we provide direction to credit unions, which can offer a wide range of affordable financial services, and to debt advice and support organisations that can give advice to avoid and, if necessary, recover from debt.

Some useful websites include:

National Debt Line

The law about debt is different depending on whether you live in England and Wales or Scotland. If you live in Scotland, make sure you are in our Scottish site so you get the right advice.

Scotlands Financial Health Service  

Welcome to Scotland’s Financial Health Service website (SFHS). This Scottish Government website is the place to come if you have financial concerns or are just seeking useful, free and impartial advice which you can trust.

Government Guide to Benefits, Tax Credits and Other Support 

A number of veterans are unaware of the various benefits and other support that they may be eligable for and as such the link below will offer advice and guidance.

Benefits Calculator 

You may be missing out on financial help that you are entitled to through welfare benefits. The entitledto calculator can help you check what you might be able to claim.

To refine your searches by local authorities choose from the form below and click search.

Veterans' Scotland

Tel: 0131 550 1569 Fax: 0131 557 5819 Email:

New Haig House , Logie Green Road, Edinburgh EH7 4HR

Veterans Scotland's aim is to establish cooperation and coordination between Veterans Organisations in Scotland, to act as a focal point for all matters concerning the ex-Service community within Scotland and to represent these matters to Government at all levels.

West Dunbartonshire Council

Tel: 0800 9809070

6-14 Bridge Street , Dumbarton G82 1NT

West Lothian Council

Tel: 01506 776444 Email:

Waverly Street Units 9 -12 Waverly Industrial Estate , Strategic Services, Bathgate EH47 4HY

West Lothian Credit Union

Tel: 01506 436666 Email:

Livingston EH54 6NB

West of Scotland NHS Employees Credit Union

Tel: 0141 445 0022 Email:

Moorpark Court, Pavilion 3b , 9 Dava Street, Glasgow G51 2JA

Western Isles Citizens Advice Bureau

Helen Smith
Tel: 01851 705727 Email:

41-43 Westview Terrace , Stornoway, Isle of Lewis HS1

Western Isles Credit Union Ltd.

Tel: 01851 701 865 Email:

9 Cromwell Street , Stornoway, Isle of Lewis HS1 2DB

Westquarter and Redding Community Credit Union Ltd.

Redding Road , Westquarter FK2 9UA

WHEB Credit Union

13 Durnbank Centre , Hamilton ML3 0NQ

White Cart Credit Union

Tel: 0141 889 3005 Email:

73 Neilston Road , Paisley PA2 6NA

Wishaw Credit Union

Tel: 01698 360 631

261 Main Street , Wishaw ML2 0DP

Yoker Credit Union

Tel: 0141 954 3674 Email:

2330 Dumbarton Road , Yoker, Glasgow G14 0JS

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