Council Tax, utility bills, groceries and rent; these are just some of the financial commitments that many Veterans face for the first time when they leave the Services. Because bills have previously been deducted from pay at source, it can be a challenge to budget for them, yet failing to do so can bring long-lasting negative consequences.
In this section we provide direction to credit unions, which can offer a wide range of affordable financial services, and to debt advice and support organisations that can give advice to avoid and, if necessary, recover from debt.
Some useful websites include:
The law about debt is different depending on whether you live in England and Wales or Scotland. If you live in Scotland, make sure you are in our Scottish site so you get the right advice.
Welcome to Scotland’s Financial Health Service website (SFHS). This Scottish Government website is the place to come if you have financial concerns or are just seeking useful, free and impartial advice which you can trust.
A number of veterans are unaware of the various benefits and other support that they may be eligable for and as such the link below will offer advice and guidance.
You may be missing out on financial help that you are entitled to through welfare benefits. The entitledto calculator can help you check what you might be able to claim.
To refine your searches by local authorities choose from the form below and click search.
Citizens Advice Bureau Scotland
The advice and information provided by the bureau is highly regarded with decades of experience in delivering a free, independent, confidential and impartial advice and information services to the general public. They provide advice through face-to-face, telephone and email services, and online via our self- help advice on www.citizensadvice.org.uk .
The Armed Services Advice Project (ASAP) provides dedicated information, advice and support to members of the Armed Forces Community in Scotland.
The service is provided by the Scottish Citizens Advice Bureau Service, and the funding group is led by Poppyscotland. We work closely with many organisations, both Service related and others, to provide support to the people who contact us.
We provide free, confidential, impartial information, advice and support to people who:
are currently serving in the Armed Forces, either Regular or Reserve, or a dependant of someone who is
have served in the Armed Forces, either Regular or Reserve, or a dependant of someone who has
are members of the Merchant Navy who served in a commercial vessel in support of legally defined UK military operations, or a dependant.
Our advice covers a range of areas, including benefits, debt, employment, relationships and housing.
Get in touch
Call the helpline on 0808 800 1007
Ask us to call you. You can use the Get Advice from ASAP form on either of the above websites to send us your contact details, and an adviser will give you a ring back between 9am and 5pm, Monday to Friday
Visit your local bureau.
Tel: 01259 450000 Email: firstname.lastname@example.org
Lime Tree House , Alloa FK10 1EX
Coatbridge Consumer and Money Advice Centre
Tel: 01236 812 693
Environmental Services , 124 Main Street, Coatbridge, North Lanarkshire ML5 3BJ
Consumer Credit Counselling Service
Tel: 0800 138 1111
Wade House , Merrion Centre, Leeds, Yorkshire & Humber LS2 8NG
Cowie Community Credit Union Ltd.
Tel: 01786 817 212 Email: email@example.com
Old School House , Main Street, Cowie FK7 7BL
Craigmillar Credit Union Ltd.
Tel: 0131 661 9942
2 Niddrie Mains Terrace , Edinburgh EH16 4BG
Crainhill Credit Union Ltd.
Tel: 0141 774 0001 Email: firstname.lastname@example.org
4 Crowlin Crescent , Crainhill G33 3PH
Credit Union for Scottish Transport
Tel: 0845 45 00 933 Email: email@example.com
Cumbernauld Money Advice
Tel: 01236 638 905 Email: via contact form at http://www.northlanarkshire.gov.uk/index.aspx?articleid=7705
Cumbernauld First Stop Shop , 2/4 Forth Walk, Cumbernauld, North Lanarkshire G67 1BT
Cumnock and Doon Valley Credit Union
Tel: 01290 420 044 Email: firstname.lastname@example.org
11 The Square , Cumnock KA18 1BG
Dalkeith Citizens Advice Bureau
Tel: 0131 4540166 Email: email@example.com
8 Buccleuch Street , Dalkeith EH22 1HA
Dalmuir Credit Union
Tel: 0141 952 3776 Email: firstname.lastname@example.org
15 Abbotsford Road , Clydebank G81 1PA
Debt Advice Foundation
Tel: 0800 043 40 50
Discovery Credit Union
Tel: 01382 431505 Email: email@example.com
Wellgate Centre , Dundee DD1 1DB
Tel: 0141 944 8593 Email: firstname.lastname@example.org
106 Tallant Road , Drumchapel, Glasgow G15 7PX
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