Financial Matters

Council Tax, utility bills, groceries and rent; these are just some of the financial commitments that many Veterans face for the first time when they leave the Services.  Because bills have previously been deducted from pay at source, it can be a challenge to budget for them, yet failing to do so can bring long-lasting negative consequences.

In this section we provide direction to credit unions, which can offer a wide range of affordable financial services, and to debt advice and support organisations that can give advice to avoid and, if necessary, recover from debt.

Some useful websites include:

National Debt Line

The law about debt is different depending on whether you live in England and Wales or Scotland. If you live in Scotland, make sure you are in our Scottish site so you get the right advice.

Scotlands Financial Health Service  

Welcome to Scotland’s Financial Health Service website (SFHS). This Scottish Government website is the place to come if you have financial concerns or are just seeking useful, free and impartial advice which you can trust.

Government Guide to Benefits, Tax Credits and Other Support 

A number of veterans are unaware of the various benefits and other support that they may be eligable for and as such the link below will offer advice and guidance.

Benefits Calculator 

You may be missing out on financial help that you are entitled to through welfare benefits. The entitledto calculator can help you check what you might be able to claim.

To refine your searches by local authorities choose from the form below and click search.


Drumchapel Law & Money Advice Centre


Tel: 0141 944 0507 / 0281 Email: law@dlmac.co.uk

Unit 28 , 42 Dalsetter Avenue, Drumchapel, Glasgow G15 8TE

www.dlmac.co.uk

DSL Business Finance


Tel: 0141 425 2930 Email: info@dsl-businessfinance.co.uk

DSL Business Finance offers fast and flexible business loans to businesses based in Scotland.

Looking for more information or want to speak to us? It's easy to get in touch.

We're open 9am-5.30pm from Monday to Friday and ready to answer your enquiries.

http://www.dsl-businessfinance.co.uk/

Dumbarton Credit Union


Tel: 01389 768585 Email: enquiries@dumbartoncreditunion.org

95 High Street , Dumbarton G82 1LF

wwwdunbartonshirecreditunion.org

Dundee City Council


Tel: 01382 432452 Fax: 01382 431191 Email: mastadvice@yahoo.com

Market Mews , Market Street, Dundee DD1 3LA

http://www.dundeecity.gov.uk/socialwork/welfarerights/

Dunfermline and District Credit Union Limited


Tel: 01383 420 879 Email: d.d.creditunion@gmail.com

Rosyth KY11 2PZ

Dunfermline Local Office


Dunfermline KY12 7JX

East Ayrshire Citizens Advice Bureau (Kilmarnock)


Tel: 01563 544744

3 John Dickie Street , Kilmarnock KA1 1HW

East Ayrshire Credit Union


Tel: 01563 555858 Email: web@eacreditunion.co.uk

24 The Foregate , Kilmarnock KA1 1LU

www.eacreditunion.co.uk

East Dunbartonshire Citizens Advice Bureau

Catherine Bradley
Tel: 0141 7753227 Email: bureau@edbartoncab.cabnet.org.uk

11 Alexandra Street , Kirkintilloch, Glasgow G66 1HB

East Kilbride Credit Union


Tel: 01355 224 771 Email: info@ekcreditunion.co.uk

6b Hunter Street , The Village, East Kilbride G74 4LZ

www.ekcreditunion.co.uk

East Lothian Citizens Advice Bureau


Tel: 01620 824471 Fax: 01620 822390 Email: cab@haddingtoncab.casonline.org.uk

46 Court Street , Haddington EH41 3NP

East Renfreshire Money Advice Team


Tel: 0141 577 8420 Email: moneyadvice@eastrenfrewshire.gov.uk

Council Offices Finance Department , 211 Main Street, Barrhead, East Renfrewshire

East Renfrewshire Credit Union


Tel: 01418 811353 Email: info@ercu.coop

116 Main Street , Barrhead, Glasgow G78 1SG

www.ercu.coop

Faifley Credit Union


96E Lennox Drive , Faifley G81 5JX

Fairfield Govan


Tel: 0141 445 8326 Email: johnnyjohnson@sky.com

1048 Govan Road , Glasgow G51 4XP

Falkirk and District Credit Union Ltd.


Tel: 01324 473695 Email: nancy.macgillivray@falkirk.gov.uk

4 Station Road , Grangmouth FK3 8DG

www.falkirkcreditunion.co.uk|

Falkirk Council


Tel: 01324 501406 Email: nan.smith@falkirk.gov.uk

23 -25 High Street Social Work Services , Accomodation Resource Centre, Falkirk FK1 1ES

Falkirk Council (Grangemouth)

Allan Peters
Tel: 01324 504308 Email: allan.peters@falkirk.gov.uk

Oxgang Road Housing and Social Work Services , Dundas Resource Centre, Grangemouth GK3 9EF

Falkirk Council Debt Advice Services (Denny)

George Paul
Tel: 01324 504160 Email: george.paul@falkirk.gov.uk

Carronbank Crescent , Carronbank House, Denny FK6 6AG

http://www.falkirk.gov.uk/services/social_work/community_care/community_advice_service/worried_about_debt.aspx

Fife Council Money Advice


Tel: 01592 583123 Email: money.advice@fife.gov.uk

Kingdom Avenue , Kingdom House, Glenrothes, Fife KY7 5LY

http://www.fife.gov.uk/topics/index.cfm?fuseaction=service.display&objectid=08896EFA-B579-4837-AFBD-D54F858A91D1

Finmill Credit Union Ltd.


Findcastle Street , Dundee DD4 7RH

First Alliance (Ayrshire)


Tel: 01294 557123

147 Main Street , Kilwinning KA13 6EQ

www.allianceayrshire.co.uk

Forres Area Credit Union


Tel: 01309 676 735 Email: facu@phonecoop.coop

138 High Street , Forres IV36 1NP

GAIN: Glasgow's Advice and Information Network (Helpline)


Tel: 0808 801 1011 Fax: 0141 553 5534 Email: gain4u@glasgow.gov.uk

GAIN can give advice on a wide range of financial issues including debt, money management, benefits advice, and housing issues as well as providing free legal advice. The advice we give is impartial, completely confidential and best of all, absolutely free. Please note, others may charge you for such advice, but not GAIN. What’s more, we’ll do nothing without your permission. We can help you to find the best solution for your current situation.

www.gain4u.org.uk

Gallowhill Credit Union Ltd.


Tel: 0141 889 1539

Netherhill Road , Paisley PA3 4SF

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