Financial Matters

Council Tax, utility bills, groceries and rent; these are just some of the financial commitments that many Veterans face for the first time when they leave the Services.  Because bills have previously been deducted from pay at source, it can be a challenge to budget for them, yet failing to do so can bring long-lasting negative consequences.

In this section we provide direction to credit unions, which can offer a wide range of affordable financial services, and to debt advice and support organisations that can give advice to avoid and, if necessary, recover from debt.

Some useful websites include:

National Debt Line

The law about debt is different depending on whether you live in England and Wales or Scotland. If you live in Scotland, make sure you are in our Scottish site so you get the right advice.

Scotlands Financial Health Service  

Welcome to Scotland’s Financial Health Service website (SFHS). This Scottish Government website is the place to come if you have financial concerns or are just seeking useful, free and impartial advice which you can trust.

Government Guide to Benefits, Tax Credits and Other Support 

A number of veterans are unaware of the various benefits and other support that they may be eligable for and as such the link below will offer advice and guidance.

Benefits Calculator 

You may be missing out on financial help that you are entitled to through welfare benefits. The entitledto calculator can help you check what you might be able to claim.

To refine your searches by local authorities choose from the form below and click search.

Glasgow City Council

Social Work- Debt Advice
Tel: 0141 287 8732

Nye Bevan House , 20 India Street, Glasgow G2 4PF

Glasgow Credit Union

Tel: 0141 274 9933 Email:

95 Morrison Street , Glasgow G5 8BE

Glasgow South Credit Union

Tel: 0141 429 4363 Email:

Unit 3, 192 McNeil St , Gorbals, Glasgow G5 0NZ

Glasgow West Credit Union

Tel: 0141 339 7070 Email:

434 Dumbarton Rd , Partick, Glasgow G11 6SB

Glasgow's Helping Heroes

Tel: 0141 276 7199

15- 17 Duke Street , Glasgow G4 0UL

Glasgow's Helping Heroes provides a one point of contact 'Gateway Model' which aims to improve access to and co-ordination of advice and support for service personnel, veterans, their families and carers in Glasgow. We work with a range of organisations across health, housing, social care, employability, financial services and specialist armed forces agencies.

Glenburn Credit Union

Tel: 0141 583 4905 Email:

18 Skye Crescent , Glenburn, Paisley PA2 8EL

Grampin Credit Union

Tel: 01224 626280 Email:

7 Belgrave Terrace , Aberdeen AB25 2NR

Grangemouth Credit Union Ltd.

Tel: 01324 504539

La Porte Precinct, 5 York Lane , Grangmouth FK3 8BD

Greater Govan Credit Union

Tel: 0141 440 2770 Email:

13-15 Burleigh Street , Govan, Glasgow G51 3LA

Greater Govan Credit Union (Shawlands)

Tel: 0141 636 8670

1113 Pollokshaws Road , Shawlands, Glasgow G41 3YH

Greater Milton and Possilpark Credit Union

Tel: 0141 347 0671 Email:

1 Westray Circus , Milton, Glasgow G22 7BE

Greater North Forge Credit Union

Tel: 01698 266433

Motherwell ML7 1JJ

Greater Pollokshaws Credit Union


21 Riverbank Street , Pollokshaws, Glasgow G43 1QD

Greater Springburn Credit Union

Tel: 0141 557 5554

Flat 0/1 , 20 Petershill Court, Glasgow G21 4QA

Haghill Dennistoun Credit Union

Tel: 0141 554 9595 Email:

Dennistoun , Glasgow G31 1QZ

Hamilton Credit Union

Tel: 01698 282200 Email:

Neilsland Road, , Fairhill, Hamilton ML3 8HJ

Hi- Scot Credit Union

Tel: 01851 701865 Email:

7 James Street , Stornoway, Isle of Lewis HS1 2QN

Highland Council Money Advice Team

Tel: 0800 090 1004 Email:

Money Advice, The Highland Council , Glenurquhart Road, Inverness, Highlands & Islands IV3 5YX

Inverness Credit Union Ltd.

Tel: 01463 220 884

74 Telford St , Inverness IV3 5LS

Irvine North Credit Union

Tel: 01294 276630

Dickson Drive , Irvine KA12 9HB

Islay and Jura Credit Union

Tel: 0771 107 3101

School Street , Bowmore, Isle of Islay PA43 7JS

Johnstone Credit Union Ltd

Tel: 01505 327 148 Email:

26 Church Street , Johnstone PA5 8DU

Kilsyth and Village Credit Union

Tel: 01236 829 180 Email:

10-14 Market Street , Glasgow G65 0BD

Kincardine and District Credit Union

Tel: 01259 730 785

Standalane, , Kincardine, Alloa FK10 4NX

Kingdom Credit Union

Tel: 01592 714 888

Main Street , Methilhil KY8 2DP

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